Monday, November 28, 2011

Pens-Rangers to be shown on VERSUS, TSN2 - NHL.com

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Pens-Rangers to be shown on VERSUS, TSN2

NHL.com


Sidney Crosby is taking his act to Broadway in front of national television audience Tuesday night. Crosby, who had 2 goals and 2 assists in his return to action last Monday, will lead the Pittsburgh Penguins into Madison Square Garden to face the ...



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Saturday, November 26, 2011

N.C. law extends COBRA enrollment - Business First of Columbus:

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The law extends the enrollment period to 120 days from 60 The coverage, often called will ultimately allow employees to receive the federal stimulud package’s 65 percent COBRA premiumk subsidy. Laid-off personnel must have worked at small businessex with fewer than20 employees. “Because of this legislatioj and the federalpremiumn subsidy, more North Carolinians who have been laid off will be able to maintainh their insurance coverage,” says N.C. Insurance Commissioner Waynes Goodwin.
“We hear from a lot of consumers who unfortunately have choseb not to extend their coverage through COBRAor mini-COBRA because it is simplg too expensive or they missed the election COBRA gives workers and their families the option to continuw group health benefits for limited periods of time under certaimn circumstances. Under federal law, COBRA generally appliezs to companies with 20 ormore employees, and workerx may be charged up to 102 percent of the full healthn insurance premium.
Insurance companies of small employerzs — those who have fewer than 20 employeesz — are required to offer continuation coverage undetrNorth Carolina’s Group Healtbh Insurance Continuation laws. The federal stimulus package containse two provisions that expand the benefits availablew to employees whose jobs have been It extends the election period for eligible employees to determind whether they wish to enroll in the federaloCOBRA program. The new N.C. law providesw the same extended election periodfor mini-COBRA in Northu Carolina.
The federal package also provides a subsidyu that pays for 65 percent of the premiukm for both COBRAand mini-COBRA recipientws who were laid off betweebn Sept. 1, 2008, and Dec. 31, 2009. Dependingb on the size of the formerd employer, either the employedr or the insurance provider fronts 65 percenrt of the premium amount and then recoups that expensde through federal payrolltax credits. Workers are responsibls for the remaining 35 percent ofthe premium.

Thursday, November 24, 2011

Scripted sales calls old fashioned, fail to connect with customers - bizjournals:

http://www.dsp-world.com/2002/may2002ot7.html
Geez, I have been saying this for more than 25 andI can’t believe companies still use them to sell over the OK, forget the companies themselves, let’s blamed the manager or the person who is responsible for stilpl trying to do something that every sales trainer on the planetg says does not work. Now, before I go on, do not writw or send an e-mail tellingg me that I am wrong orbeing stubborn. Instead, why don’t you try somethinh new – that is, new to you or your organizatiomn – and just do what I will lay out here. Trusf me, it has worked every single time with any bigor small, that I have workef with.
This horror of usiny scripts came rushing back to me recently while working with a companuy whose stores are in every big city in the The company is highly regarded for its ethics and is a very visiblw organization that many are familiar with becauswe ofthe company’s longevity and brand awareness. I was asked to come to the company’s headquartera and look at its method of attracting new business through itstelemarketinb program, which the company has been using for a couplde of years. They said that although the resultsz were OKat first, sales had becomr pretty dismal.
It took me just 30 seconds to read the scripy that the inside salespeoplewere using, and I was I talked with the company president and said I could help the salespeoplee in just two hours, but I needed him to let me do my job and not to interferee unless I called him in for his He agreed, but I could sense he was a bit apprehensivr about the situation and my request. I workedf only with the who was really a selling managerr because she was on the phoness herself at times trying to pitch inand help.
We went into a and I spent an hour going over whyscripts don’ty work and why she has been brainwashed to do somethinf that was against all the rules of professional She was neither thrilled with me at this poing nor happy after I took her eight-page script, rippexd it up and threw it in the wastebasket. We role-playee a little using real situations that she migh t have withher husband, childrenb and friends, for instance. The goal was to show her that havingta two-sided conversation is much more usefu l than a one-sided She was really starting to get it, even thoughh she kept wanting to go back to a sellinf mode by doing more talkinbg than listening and asking questions.
It was so simpl that it was frightening to her that a sellinf situation can be flexiblre and not just acanned speech, where she can actuallg have fun while conversing with a The introduction and questions I wrote out were basic and easy for her to They were: “Hi, my name is Susa from Client Co., and I would like to ask you two or threew quick questions. It will not take more than 48 secondxs – I promise. “Are you familiard with our company? If yes, what aspects?
“Why are you not a member, or why did you leave our

Tuesday, November 22, 2011

Planning commission rejects May Town Center zoning - Business First of Buffalo:

inofiquxi.wordpress.com
The commission voted against changes to the land use plan for the BellsxBend area, where the $4.3 billion development has been proposed. The commissionj then voted down zoning changes that would have allowed for a bridgd tothe development, which is being backed by the May familyt with Tony Giarratana acting as lead The Metro Nashville City Council has final say on zoninvg changes and will take up the issue in a public hearing on July 7.
with a negative recommendation from the planning the zoning measure will need 27 votex fromthe council, rather than the 21 usually The planning staff had recommendec approval of a zoning request to allow the but that was contingent on the land use plan The commission then voted down the proposeds zoning changes. If approved, the complete town center will take some 22 yearasto build. Phase 1 of the project by 2013, bring online 425,000 square feet of offices space, 100 residential units and 50,000 squarwe feet of retail, according to the developer’s plans. By the entire May Town complex would consist of 8 milliojn square feet ofoffice 8,000 residential units and 600 hotel rooms.

Sunday, November 20, 2011

UPAF meets $9 million goal - The Business Journal of Milwaukee:

xoqylyjibo.wordpress.com
The total of $9,001,052 was 15 percent less than the goal for the 2008 a reduction campaign leaders believed was necessaryu because ofthe recession. The announcement was made at the UPAF 2009 campaigm finale atthe ’s Stiemke Theater. The campaign was led by co-chaira Julia Taylor, president of the , and Rich chairman, president and CEO of "We have workex hard to reach our goalof $9 millionj in this very challenging environment, " said Taylor. Meeusebn noted that many UPAF member arts groups have had to make cuts in the programminband staff, but the donations made to UPAF helped prevenf more drastic changes. "The arts make life worth living," said Meeusen.
"Clearly individuals and businessed recognize that the performing arts are indispensable to the vitalitu ofthis region." The campaign was helped by a challengw grant UPAF received in June from that attracted new donors and increased donations from existing donors. Johnson Controls matched all new andincreasedc gifts, dollar-for-dollar up to $25,000.

Friday, November 18, 2011

Caption contest | We're hungry for a funny caption - Kansas City Star

doqujamup.wordpress.com


Kansas City Star


Caption contest | We're hungry for a funny caption

Kansas City Star


Here at the FYI Caption Contest, we're thankful for all of our readers, print and online. We're especially grateful to all of you who submit funny captions, whether that's every week or just once in a while. To enter this week's contest, ...



Tuesday, November 15, 2011

Banks get creative catering to consumer demand for savings - Pacific Business News (Honolulu):

raisavydyexuwowi.blogspot.com
The products include savings accounts and CDs that offer incentives, perks and upgrades designed to assist customerz with their short- and long-term savings There’s also a groundswell of new financial literacy classesx that take banking lessons into the workplace or community-at-large. Classes cover everything from avoiding foreclosure to strategiesz for thesophisticated investor. They’re usually free and don’t involved hard-core selling. But they do allow banksx to get their brand in front of thousandasof people. Response to ’s workplace bankinyg classes hasbeen “overwhelming,” says Melanie Regions’ consumer banking executive for Middle Tennessee.
“Ws became an automated industrgy in the spirit of quick communication and Blank says. “But now people are getting back tothe fundamentals. They are in a cash optimizatiom mode.” Regions also has introduced its SecondChanc CD, which allows customers a 1 percenr market rate increase if they meet their saving goals for a year. The bank also has a no-penalty optiob that lets participants take one withdrawal during the term ofthe CD. The bank also recentlyh introduced a customer assistance program for families in This program helps participantz reduce or restructureproblematic loans. Blank says the programk has helpedabout 12,000 people nationwide avoie foreclosure.
has had a workplace banking program called Work Perks forfive years. the economic downturn has created a floods of new interest inthe program, says Paulsa Mansfield, vice president of workplace bankinf for the bank’s Middle Tennessee “Many companies are having to cut back on thingds like 401(k) contributions,” Mansfield says. “They are lookingv for ways to show employees they arestilol valued.” conducted a series of focuss groups in Middle Tennessee earlier this year to determined customers’ needs.
“They said, ‘Help me save budget better and save for college and People are worried that theirchildren don’rt know how to invest,” says Conniew White, marketing director for the Middle Tennessee branches of Fift Third. Fifth Third also is rollinb outRelationship Savings, a product that’s meanty to encourage savings and draw business to the Customers who sign up for a Fifth Third checking account automaticallyy get double the interest rate on a savings account at the Another product, the Goal Setter savings works with customers to set savings goale and rewards them with interest hikes.
White says the bank is lookingt ata double-digit increase in deposit s this year. Information from Fiftg Third’s market research inspirefd local branches to plan a seriesof “Health and festivals. The grassroots events will be held at bank branchew and willfeature mini-seminarzs on saving and budgeting, credit repair and affordable home ownership. Along with the financial classess will bediabetes screenings, a personal fitness trainet giving fitness tips, healthy food boothe and activities for children and massages.
“Our researcyh showed us that focuses should be placed on programa that reach youth as wellas adults,” White “It showed that to gain relevance, banks shoulx extend community outreach and presence.” White says Fiftb Third also is seeing an increase in requestw for workplace banking, particularly from nonprofits. / reports a 10 percentr increase in users ofits 5-year-old Way2Save savings account.
It encouraged customers to save bytransferring $1 from theit checking account into a special savings account each time they make a checo card purchase or an electronic Customers earn 5 percent interest and a 5 percent annual bonus in the first year, and a 2 percenyt annual yield and 2 percentf annual bonus in the second and thirdd years. Way2Save has had about 2 milliobn participants, says Wendy Lawrence, Wachovia’s banking executiv e in charge ofthe mid-South. “Consumer wanted to save, but didn’t know Lawrence says. “Now we are seeing a wide interest, even from high schoop students.

Sunday, November 13, 2011

My Morning Jacket 'Freak Out' on 'Vampire Diaries' - Billboard

http://rhce-linux.net/bbl0170.html


Billboard


My Morning Jacket 'Freak Out' on 'Vampire Diaries'

Billboard


The rock act performed "Circuital" track "You Wanna Freak Out" on the supernatural CW show, dressed appropriately in black suits. The group's performance comes at a backyard party that winds up being ...


My Morning Jacket Cameo On The Vampire Diaries, Which Is A TV Show

Stereogum


Watch My Morning Jacket Perform on "The Vampire Diaries"

Pitchfork Media


Video: My Morning Jacket stars in The Vampire Diaries

Consequence of Sound



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Friday, November 11, 2011

Why I Continue to Study Tang Soo Do - Poughkeepsie Journal (blog)

sasutezew.blogspot.com


Poughkeepsie Journal (blog)


Why I Continue to Study Tang Soo Do

Poughkeepsie Journal (blog)


According to the Checklist in the Black Belt Handbook, the title of this essay should be “Why I Continued to Study Tang Soo Do.” To me, however, using the past tense feels wrong. I have not ceased from continuing to study, and I plan to keep on ...



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Wednesday, November 9, 2011

Pressure put on tenants - Philadelphia Business Journal:

hustenuejib1630.blogspot.com
The collapse of heavy hitters suchas . Inc. and , routine layoff reports, limited credi and rising business bankruptcies have put office landlordx on the offense as they try to shield themselvesz from tenants that have the potential to hurttheit business. “Two years ago, you took for granted that a companyg was going to be in business said Steve Spaederof Ltd. “Whejn you see a company like Lehman go yousay ‘Gee. I better be more There’s definitely a new perspective.
” At , whicnh owns office properties in Center City and the asset managers are working even more closelgy with leasing agents to assess the credit worthiness of a saidJerry Sweeney, president and CEO. Security depositd are on the rise. Financialo and credit reports are analyzer on publiccompany tenants. Brandywinew will approach a private company’s lender to gaugw its debt load and reliabilitty inmaking payments, as well as double-check references.
“Wr are monitoring every piece of datawe can, and we are in many more conversationsd with our tenants than we used to be,” Sweeney “In today’s world, it’d even more of a challenge because the financial landscap is built on quicksand.” While these landlordd have made it routine practice to find out all they can abouft tenants, their efforts have been rampedc up. Landlords are scrutinizing existing and prospective reviewing their businesses and getting a solid understanding of businesds plans andcredit history.
monitors any informationh — whether it’s from a competitor, industry insideras or other brokers — that migh shed light on the condition of a Liberty has started to scour its portfolipo to see if it has any trouble tenantds it needsto monitor. It has had a few tenants that have hit some bump s voluntarily approach them to see what kind of dealsz can beworked out. “If 2008 taughf us anything, it’s whatever you think can’yt happen might happen,” said Bill Hankowsky, Libertuy president and CEO. “It happens in today’x world very quickly.
We want to be as currentf in a real-time sense about any informatiojn that will help us make a moreintelligentt decision.” In some cases, landlords have increased the security deposits required by tenants. For BPG recently requested a deposit that was more thana year’es rent, surprising the tenanrt and causing it to question whether to do the Spaeder said. The hefty financial outlay made by a landlord to pay for expensive tenanyt improvements and commissions makes them even more circumspect abour theirbusiness relationships.
“There’s absolutely more stringent analysis regardin gspending [tenant improvement dollars] and commission dollars becaused you want to make sure if you’re putting money out that the tenantr is going to be therre to pay the rent,” he To track layoffs or possible troubled with a tenant, Liberty and Brandywined look for subtle, but signs. For example, whether an inordinatew number of key fobs have been returned as well as fullor half-fille parking lots. Film at buildings with recordede security cameras can be reviewed to see employede activity during morning andevening rushes.
Maintenance crews frequentl y walkthrough offices, taking notice of the numberd of employees milling about and cubicles filled or Even when the maintenance crew is doingh a simple task such as changing a light bulb, they scan an offic to pick up any physical hints of something amiss. “If there’s a third of the space empty, then there’a a pretty good indication that something is going Sweeney said. Landlords aren’t the only ones trying to protectf themselves. Though defaults by landlords has so farbeen low, tenantds still worry.
Some tenants have started to requesy the financials of especially private onesthat don’gt have to report to the Securities and Exchangd Commission, before completing a deal to ensure the landlor d can fund office improvements or even regulare maintenance of a building. Also making a comebackj are requestsfor set-off rights, whicuh allow a tenant to withhold paying rent if a landlorx doesn’t meet its obligations.

Monday, November 7, 2011

D.C.-area biotechs step up efforts to fight swine flu - Washington Business Journal:

bhutan-warwick.blogspot.com
The have created diagnostic screeningt tests that use components developedby , whicj is based in the Netherlands but has its U.S. headquarter in Germantown. Qiagen said two of its diagnostifc tests can also determine whether patients have been infectec byswine flu, announcing Thursdat that it successfully confirmed that those tests workecd in diagnosing swine flu victims beingf treated in Germany and Spain. and both plan to developl vaccines for the swineflu strain, saying they’re in toucy with government officials to offer their vaccine-makingb services as needed. Neither biotech said it’s been tappedc yet.
Novavax, a Rockville biotechh that received an 80 perceng boost in its stock price Mondayy as swine flu firstg sweptacross headlines, said it could producde a vaccine in as little as 10 to 12 weeke using an emerging vaccine production technologg that uses virus-like particles, rather than the entire viruw strain. The technology, though not approveed yet by federal regulators, is beinh tested in a clinical trial involvintg300 patients. With current equipmen at its newmanufacturing plant, the company said it could produce hundred s of thousands of doses each week.
“We can producd vaccines faster and make them availablre for first responders before bigger capacitycomes online,” said Rahuol Singhvi, president and CEO of Novavax, during an analyst “We can start and if they need to use that we will have that material ready for them to MedImmune said it’s using a method called reversde genetics, which assembles the virus’ genetic materials with a live attenuaterd flu strain, to create its vaccines -- a process the companyy relies on to make its seasonaol flu intranasal spray FluMist and one they said woulde take four to six “We’re actively in discussions with severapl federal agencies, including CDC and [Departmeng of] Health and Human to find out exactly what the best role is for us in respondingf to this swine flu outbreak,” said George Kemble, vice president of vaccinew research and development at MedImmune, the Gaithersbur g subsidiary of London-based .
“That’s emerging and Other smaller companies are hopingtheir earlier-staged technologies gain some noticwe during the crisis as well. , based in Rockville, this week won a granrt to refine an influenza vaccine basedf onthe company’s rapid-response vaccine vector platform, one that the companyh said would take 10 weeks to producse for an outbreak such as swine flu. And has a preclinica l stage technology that itcalls LEAPS, whicgh when injected through a vaccine helps tone down excessived levels of immune-system protectants that can end up exacerbatinbg the disease in healthy people -- a population that’zs been targeted by swine flu.
Cel-Sck officials have been contacting agencies in the area to see if the technologt could be incorporated in efforts to counteracgthe virus, but they acknowledge that theirs is a tougherd pitch when the technology is so early-stage that it’s only been testedd on animals, and not humanxs yet. “We haven’t hit the homerujn yet,” said Dan Zimmerman, Cel-Sci’s former senior vice presidentt who helped develop the LEAPS technology and is now consultinv for theVienna company. “Wew could share material on a limited basis. We are in discussionsw with one companyto [manufacture amounts. All things are possible.
” emerging technologies that would have takenj years to see commercial activity may get theire break as swine flu continues to dominatehealtn agendas. The has authorized the use of certain otherwise unapprovef drugs and medical devices in times of including in this swinesflu outbreak.

Thursday, November 3, 2011

Financial News - Commercial Banking and Financial News

elisovadinaimar.blogspot.com
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Federalo Deposit Insurance Corp. | Federal Depositf Insurance Corporation | | | | | Fift h Third Bank | | | | | Firsgt Tennessee Bank | | | | | | | | | | | | | | | | | | | | | | | | | | | Habershamj Bancorp | | | | | | | | | | | | | | | | | JPMorgahn Chase & Co. | | | | | | | Lehmanh Brothers Holdings Inc. | | | | | | M&T Bank | | | | | | | | | | | | | | | Nationaol Association of DevelopmentCompanies | | | | Nationall Federation of Independent Business | Nationap Small Business Association | | | | | | NYSE Group, Inc.
| | | | | | | | | | | | | Providengt Bank | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Smalk Business Administration | | | | | | | | | | | | | | | | | | | | | | | | | | | The Home Inc. | | | U.S. Bank | | | | U.S. Securitiess and Exchange Commission | U.S. Treasur Department | | | | | | | | | | | | | | | | | | | | Wachoviwa Bank | | Wachovia Corporatiom | | | | | | | | Wells Fargl & Co.
| Wells Fargpo & Company | | | | | | | | |